When I bump into relatives or friends of the family, they always tell me “Oh, you have a good job! Now, you’re well off and living on your own! You no longer need your parents to support you financially! My kids are still living with me and asking money everyday. But you — you’re set. I’m proud of you!” If only they knew how much debt I’m in. Yes, I have a great paying job… But the more hours I put out, the more I make. The more I make, the more tax is deducted. Let me tell you, it fucking sucks.
I’m at a point where I’m living off paycheck to paycheck just to get by. I’m still in the process of paying off my credit cards (yes plural!) debts from my past insane shopping habit. On top of that, I have 4 student loan repayments. Today, I had to suck it up and apply for voluntary forbearance on those loans so I can get caught up with everything and still be able to have a little extra for groceries and gas.
I used to be the one that loaned out money to family and friends, and now here I am the one that may have to put aside my pride and ask for a loan.
